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AI-POWERED SEPA SOLUTIONS

Smarter payments. Smarter growth.

Improve conversion, lower fraud rates, and power reliable payment journeys with our intelligent SEPA solutions

98%

Client Satisfaction Rate

$10M+

in Tax Savings

Confident digital user representing trust, control and modern payment experiences powered by intelligent SEPA solutions

AI-POWERED SEPA Solutions

Smarter payments. Smarter growth.

Improve conversion, lower fraud rates, and power reliable payment journeys with our intelligent SEPA solutions

60%

Bounce Rate Reduction

€100M+

Transactions screened

We enable intelligent, secure, and efficient SEPA payments

We empower merchants, platforms, and PSPs to deliver smarter SEPA payment experiences - built on real-time intelligence, seamless infrastructure, and trusted operations at scale

DebitGuard

Security & efficiency for SEPA Direct Debit payments. Built to minimize return debits and fraud

CalyticsPay

Pay by bank platform solutions for secure, real-time SEPA payments via open-banking

CalyticsCollect

Automate & streamline your receivables management from payment to reconciliation

Why Calytics matters

Built to secure & optimize every step of the SEPA payment flow:

✔ Higher payment performance

✔ Lower fraud & risk exposure

✔ Reduced operational costs & fees

✔ Improved user trust & conversion

✔ Better user experience, no friction

The right solution for every challenge & industry

See all industries

Person holding a payment card during a digital checkout, representing secure card and pay-by-bank payment options

Improve SEPA payments

Financial Services

Mobile banking interface enabling modern and frictionless SEPA payments

Modern, frictionless SEPA payments

Regulated Services

Regulated digital services using secure payments to reduce risk and ensure compliance

Reduce risk & strengthen compliance

Public Sector

Public sector environment representing reliable and secure payment infrastructure

Improve payment reliability

We enable smarter SEPA payments that help businesses grow, reduce friction, and deliver trusted experiences for millions of customers

Fully compliant open banking infrastructure built on PSD2 regulation for secure bank connections

Fully compliant infrastructure

Built on PSD2-licensed and regulated open-banking infrastructure, ensuring secure bank connections without extra compliance work for you

Optimized SEPA payment flows improving transaction success rates and reducing processing costs

Higher success & reduced fees

Better payment success, fewer failures, and reduced processing fees.
Optimized SEPA flows increase conversion and improve overall payment performance

Real-time payment verification and network-based fraud prevention during digital checkout

Stronger fraud prevention

Benefit from network-wide intelligence and real-time verification that reduces fraud, improves payment quality, and strengthens your risk controls

White Curvy Lines
Calytics dashboard showing real-time payment risk analysis and transaction verification for SEPA and pay-by-bank payments

How it works?

Calytics integrates seamlessly into your existing payment ecosystem - delivering smarter, safer SEPA transactions from day one.

Book a Demo

Understand how Calytics fits into your SEPA landscape -improving what you already have or enabling new payment capabilities

1

Get Your Offer

Receive a tailored setup and pricing plan based on your transaction volumes and risk profile - transparent, scalable, and fair

2

Fast Integration

Integrate via API or webhook with minimal effort. Our team supports you through testing and launch within days

3

Go Live & Optimize

Start operating smarter: reduce failures, improve efficiency, and unlock new value across your SEPA processes with continuous insights and optimization

4

Calytics brings smarter insights and modern SEPA infrastructure to industries of all sizes - helping them operate with more trust, efficiency, and payment performance

Bank-grade security for every transaction

Fast and secure payment flow representing instant account-to-account transactions in Europe

Smarter SEPA. Seamless integration.

Connect Calytics through a single API and unlock intelligent SEPA capabilities that improve performance, stability, and customer experience across your payment operations

Customer using secure pay-by-bank checkout with biometric login
Merchant managing secure SEPA payments with Calytics risk intelligence
User experience of real-time verified bank payments without manual data entry
Digital customer trusting account-to-account payments via open banking

What Our Clients Are Saying

Hear how leading merchants and payment providers use Calytics to reduce fraud, improve approval rates, and secure their payment flows.

“Calytics gives us the confidence to scale into new markets without worrying about fraud exposure. Their technology simply works - secure, fast, and frictionless.”

John M.

High-Value Merchant

“We were struggling with recurring payment failures until Calytics stepped in. Their API was easy to integrate, and the improvement in transaction reliability was immediate.”

Sarah L.

Travel Benefit Marketplace

“With Calytics, we finally have full visibility into our payment risk. The real-time verification and shared industry intelligence make fraud prevention effortless.”

Michael T.

Subscription Service Provider

“Calytics helped us cut fraud losses and boost approval rates within weeks. Their team understands payments deeply and delivers real, measurable results.”

Sarah L.

Online Bookstore

“Since integrating Calytics, our direct debit bounce rate dropped by over 70%. The onboarding was seamless, and the insights we now get on payer risk are invaluable.”

Alex B.

B2C Marketplace

“Calytics has completely transformed our payment operations. Their AI-driven risk scoring reduced failed transactions and fraud rates dramatically. A must-have for any payment-heavy business!”

Laura J.

Online Pharmacy

Discover Our Latest Insights and Tips

From payment risk insights and fraud prevention strategies to compliance trends and AI-driven innovation, our articles provide actionable knowledge to help you build safer, smarter, and more efficient payment systems.

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